Get Ready Month - Day #18: Damaged Goods
Posted on | May 24, 2007 |
If your home or possessions are damaged in any way and you plan to file an insurance claim, you’ll need to document the damage.
Read these quick tips and bookmark it for later so you’ll know how to document the damage in case you experience a fire or disaster.
1. Have a camera on hand so you can get visual proof of damages. Keep extra film, memory cards and batteries nearby or with the camera.
WHN TIP: Consider throwing disposable cameras in your home emergency kit - just in case.
2. If you need to document damage after a fire or storm, do this ASAP.
- Talk with recovery officials regarding safety issues you should be aware of - safety first! - as well as key areas/items you should take pictures of.
- Keep in mind you may need to be escorted by officials and you may have a short amount of time.
- Insured? Don’t do anything until you speak with your agent; it could affect settlements. And, ask about immediate protection you can take to secure your home.
3. Do not throw away any damaged goods until an inventory is made. All damages are taken into consideration in developing your insurance claim.
4. Next steps…
Had to document damage in the past? Share your tips in the Comments section below.
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