Lake Ice Safety
Here in the land of 10,000 lakes (Minnesota) not a winter goes by without a news story about how someone lost their truck or snowmobile due to thin lake ice.
Don’t let that happen to you!
Before venturing out on a frozen lake or pond keep in mind: There is no such thing as 100 percent safe [...]
Snowmobile Safety
Before you suit up and head out the door for a quick snowmobile ride, be safe and be smart: the Consumer Product Safety Commission estimates that about 13,400 hospital emergency room-treated injuries occur each year with snowmobiles.
The CPSC offers these tips to have a safe ride:
1. Never drive your snowmobile alone or on [...]
Holiday Roundup
I was just perusing some of the blog’s archives and I found a couple of great posts that are really helpful for this time of year:
Tired Out: The last thing you want to have happen this snowy season is to end up in the ditch. Keeping your tires in optimal condition is the top prevention [...]
Baby It’s Cold Outside!
Today in Minneapolis, currently the thermometer has reached a sultry 13 degrees (not Celsius!). Cold temps are just one of the many budding signs of winter, reminding us that there’s plenty still left to come.
For instance, I just got a notice from AccuWeather this afternoon stating that the first winter storm (read: Blizzard!!) might actually [...]
Part Three - Insurance Riders: Do I Need One?
This is the last part of the article “Insurance Riders: Do I Need One?†written by our guest insurance blogger, Stephen Hadhazi.
How much coverage is enough? Do I need to buy extra riders to cover the contents in my home? Stephen Hadhazi, a certified public insurance adjuster, tackles the answers to these very questions:
Policy Limits [...]
Part Two - Insurance Riders: Do I Need One?
This is the second half of the article “Insurance Riders: Do I Need One” written by our guest insurance blogger, Stephen Hadhazi. Missed the first part? Read it here!
What’s the difference between replacement cost value and actual cash value? Does it really matter what coverage I have on my home owner’s policy? Stephen Hadhazi, a [...]
Insurance Riders: Do I Need One?
By Stephen Hadhazi, our guest insurance blogger, public insurance adjuster, and publisher of DocuDamage.com
You pay your homeowners premiums on time and feel reasonably comfortable that you are well covered should disaster ever strike, right? Wrong. Even if you think you have adequate coverage, you could be drastically underinsured. The typical homeowner’s insurance policy includes the [...]
Four Professionals Everyone Should Keep on Speed Dial
Productivity and frugality blog, WiseBread, has a great post about the top 6 professionals that you should have in your phone’s contact list…just in case. I’ve narrowed their list down to three and added in one extra professional I think you really should have in case of emergencies:
Attorney: Whether it’s a car accident, medical lawsuit [...]
Starting an Emergency Fund
You might have heard about emergency funds before, but why do you need one and just how much is really enough? Here are a couple of tips to help you find those answers for your own situation:
What is an emergency fund?
An emergency fund is a extra pool of money - either in the form [...]
Daylight Savings Time!
Remember, it’s time to “fall back”, meaning we’ll need to set our clocks back one hour on Sunday morning (except those of you in Hawaii and Arizona!).
This is also the time we recommend that you check and replace your batteries. Why? Because it’s easy to remember (do it again in March!!).
Items you’ll need to check [...]