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Ice Storms Often Mean No Power

Hey, playing poker is kind of fun! Have younger kids? Play Go Fish or Crazy 8s
Hey - Poker is fun! Have younger kids? Try Crazy 8s or Go Fish

In the past 24 hours, ice storms have moved through teh Midwest to he Northweat, cutting power in many states including Arkansas, Kentucky and Oklahoma.

School has been cancelled in many areas (trust me, a joy to children everywhere) and even businesses are calling it a day.

If you’re home with kids and have no power, they’ll realize they can’t watch TV, turn on the radio, or play on the computer. Plus, that phone will need to be charged soon…but where?

If you need some ideas to keep the kids busy – look at this Kids Emergency Entertainment article.  It’s ideas, games and activities from moms and dads who had to keep their kids busy after Hurricane Katrina, as well as teachers who strive to keep everyone as smart as possible. They can be adapted to almost any age, though you’ll some make more sense for younger kids.

For those moms and dads who are not at home with kids, trapped by ice and snow, here is a terrific round-up of 50 of the best mom blogs to keep track of. All are listed on OnTeensToday by Vanessa Van Patten.

Stay warm and entertained,

– Susan

ps – need ideas on how to keep that house safe and warm? Go here.

Home Break In – Tips from a Theft Survivor (2 of 2)

Here are Elizabeth’s last five tips. Missed part one?  You can read it here.

Follow up with police
Follow up with police
  1. If you can, find photos and receipts of any of the missing items for insurance purposes.  Having trouble?  Many stores keep a list of customers and their purchase.  For example, it’s pretty easy to find receipts for good jewelry.  Another good tip?  Ask for family photos from holidays or celebrations at your house – your things will be in the background.
  2. Be proactive and look for your things.  Local pawn shops can be a great place to start.
  3. Follow up with the police.  Your responding officer will give you a case reference number – refer to it when you call to follow up.
  4. In Elizabeth’s case a suspect was caught.  They got a call from the county attorney’s office regarding the suspect’s trial date and restitution (payment to us for the stolen and un-recovered items).  She says that when you’re calculating restitution be sure to include your insurance deductible and depreciation that was taken out of your insurance settlement.
  5. Pay attention to the case.  If guilty and sentenced, the thief will have longer to “work off what they owe back to you” while in jail.  This gives you an idea if there’s a chance you’ll see the full amount of your restitution.

BONUS TIP!  Be patient. Be prepared for the process to take time.  Elizabeth felt luck that someone was caught – from identification of a suspect through a guilty plea and sentencing, their process was two months.

Thanks Elizabeth!

– Susan

Home Break In – Tips from a Theft Survivor (1 of 2)

Here’s a real life home theft experience sent into us from Elizabeth.

Coming home after a family event, she and her husband found a door open and realized that they’d been broken into.

After her experience, Elizabeth has 10 great tips to pass along.

  1. Be sure to have a home inventory list!  They had one and it made figuring out what was missing much, much easier.
  2. After the break-in, don’t touch anything!
  3. Call the police.  Crime scene experts arrived on the scene and dusted for prints.
  4. Call your insurance agent.  Be sure to check your policy to see the conditions of depreciative and replacement value.  It can always help in advance if you’ve done your homework on insurance riders.
  5. Consult your home inventory list, and make a list of specifically those items that are missing.

Elizabeth has five more tips coming so you know what to do in case your home is broken into.

– Susan